Khatabook Credit Account Book

Khatabook Credit Account Book is the digital ledger solution trusted by over 50 million Indian small and medium businesses to manage accounts, collect payments, and grow with confidence—all from your phone.

Managing business finances shouldn't require paperwork or complicated systems. With Khatabook, you gain complete control over your business transactions, customer relationships, and cash flow in one simple app. Whether you run a kirana shop, restaurant, medical store, or any retail business, you can digitize your entire ledger and access it anytime, anywhere. The app handles everything from recording sales and purchases to tracking who owes you money and how much you owe suppliers.

Collecting payments becomes effortless with built-in payment reminders and instant payment links. Send friendly payment reminder messages to customers through UPI, debit card, credit card, or digital wallets—completely free. Generate digital and physical QR codes to accept payments directly through any UPI app, ensuring 100% secure transactions. All payment receipts, invoices, and bills are automatically organized and backed up securely, so you never lose important documents. Going paperless has never been easier—manage KYC updates, loan applications, and transaction records all digitally.

Beyond basic accounting, Khatabook empowers you to grow your business through access to paperless business loans. Qualified users can apply for loans ranging from INR 10,000 with flexible repayment options (3 to 12 months) and competitive interest rates (21-24% APR) through trusted NBFC partners like IIFL Finance and Western Capital Advisors. The entire process is digital with no collateral required, and loans can be repaid in daily installments that fit your cash flow.

Manage multiple businesses, track expenses across different ventures, and keep everything organized without switching between apps. The secure automatic backup ensures your financial data is protected 100%, giving you complete peace of mind. Whether you're a shopkeeper, electronics repair shop owner, restaurant operator, tailor, or home-based business entrepreneur, Khatabook adapts to your needs. Reclaim your time from manual bookkeeping and spend it growing relationships with customers and suppliers.

Khatabook Credit Account Book is completely free, safe, and designed specifically for Indian businesses managing credit sales and lending. Download today and transform how you manage your business.